The Smart Way to Mortgage Loans in UAE
Compare home loan options, refinancing, and Islamic finance solutions with expert guidance from Lendr – your trusted partner for mortgage loans in UAE.
Our Mortgage Expertise in UAE
At Lendr, we specialize in providing a wide range of mortgage loans in UAE, tailored to meet the unique needs of every client. Whether you’re a first-time homebuyer, looking to refinance, or exploring Islamic finance options, our experts ensure you find the right solution with ease and transparency.
Home Loan
Get tailored home loans to buy your dream property in UAE with flexible terms and competitive interest rates for both residents and non-residents.
Refinancing
Lower your current mortgage rate or modify your loan terms with our smart refinancing options to save more
over time.
Equity Release
Unlock the value of your existing property by releasing equity to fund personal or business needs with ease and transparency.
Off-Plan Financing
Secure financing for off-plan properties that are at least 50% complete, helping you invest early with confidence.
Non-Resident Mortgages
Designed for overseas buyers, our non-resident mortgage options make owning a home in UAE simple and hassle-free.
Commercial Mortgages
Finance your business premises or retail investments with customized commercial mortgage solutions.
Islamic Finance
Islamic finance follows Shariah principles, which prohibit interest (riba) and emphasize ethical investing.
Land Finance
Land finance provides funding specifically for the purchase of residential or commercial land.
Land + Construction Finance
This type of finance combines land purchase and construction costs into one loan package.
Our Mortgage Services
We offer tailored mortgage services to simplify the home loan process and help you secure the best deal with minimal hassle.
Credit Assessment
What It Is: A free, no-obligation evaluation to determine how much you can borrow based on your financial profile. Our advisors help you understand eligibility for mortgage loans in UAE before you apply.
Market Appraisal
What It Is: A certified estimate of the property’s market value you intend to purchase. This ensures you make informed decisions when applying for mortgage loans in UAE.
Product Comparisons
What It Is: A side-by-side analysis of the best mortgage loan options across UAE banks. We compare interest rates, terms, and features so you choose the right plan.
Loan Arrangement
What It Is: End-to-end mortgage assistance, guiding you through every step — from initial application to bank approval and final disbursement of your mortgage loan in UAE.
How It Works
We streamline the mortgage process into four easy steps:
Step
1
Talk to us
Check Eligibility & Compare Rates
Step
2
Step
3
Get Pre Approved
Property Evaluation
Step
4
Step
5
Secure Your Loan
Step
1
Talk to us
Step
2
Check Eligibility & Compare Rates
Step
3
Get Pre Approved
Step
4
Property Evaluation
Step
5
Secure Your Loan
Testimonials
FAQ
What if I wish to pay off my mortgage earlier than the agreed time line with the bank?
The borrower can choose to do so by paying the balance loan amount, exclusive of future interest, and in addition to a minimal early settlement fee, as mentioned in the final offer letter from the bank.
Most banks allow early settlement of a percentage of the balance loan amount every year without additional charges. These percentages may be different for different banks.
Do I need to transfer my salary to the bank that gives me a mortgage?
While this is not required in most cases, some banks incentivize borrowers with cash back schemes, lower rates, fee waivers, etc. if they agree to moving their salary transfers to the bank they are getting their mortgage from.
Does my company have to be listed with the bank for me to get a mortgage with them?
No, this is not required in most cases, however, banks may refuse to lend to you if you work for a high risk or restricted company/ industry.
Do I have to pay off my mortgage immediately and in full, if I lose my job and/or move to a different country?
No, you do not, as long as you are able to make your regular monthly installments without having to default to a point that the bank has no choice but to foreclose your property.
If your UAE residence status changes, you will be required to notify the bank so your mortgage can be converted from a resident plan to a non-resident facility, or vice-versa.
