The Most Trusted Partner for Mortgage Loan in Dubai
Find the best Mortgage Loan in Dubai with expert mortgage guidance, quick approvals, and the lowest rates across UAE banks.
Mortgage Solutions
Home Loans
Get the best home loans in UAE to buy
your dream property. Enjoy competitive interest rates, flexible repayment plans, and hassle-free approvals.
Refinancing
Refinance your mortgage to secure lower interest rates, reduce monthly payments, and save more over time. Get better loan terms tailored to your financial goals.
Equity Release
Unlock the value of your existing property by releasing equity to fund personal or business needs with ease and transparency.
Commercial Mortgages
Get a loan against your commercial
property- such as offices, retail spaces and warehouses.
Non-Resident Mortgages
Exclusive mortgage solutions tailored for non-residents, offering flexible terms and competitive rates to help you invest in property with ease and confidence.
Off-Plan Financing
Off-plan financing helps investors and buyers secure funding before project completion, ensuring smooth. cash flow and
better investment opportunities.
Mortgage Calculator
The calculated amount is an estimate, with the exact loan terms determined on an individual basis.
Here’s your affordability
Unfortunately, you haven’t met the eligibility criteria.
The UAE’s minimum salary requirement of AED
10,000 is not met.
What’s next?
Here are some tips and potential next steps:
Additional income
Adding any additional income you may have such as commissions, bonuses or rental may help you meet the eligibility criteria.
Co-borrower
Adding your spouse’s income as a co-borrower may help you meet the eligibility criteria. You will share liability of the financing and responsibility for repayment.
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Try out some of our available mortgage products
Here’s your affordability
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How It Works
We streamline the mortgage process into four easy steps:
Step
1
Talk to us
Check Eligibility & Compare Rates
Step
2
Step
3
Get Pre Approved
Property Evaluation
Step
4
Step
5
Secure Your Loan
Step
1
Talk to us
Step
2
Check Eligibility & Compare Rates
Step
3
Get Pre Approved
Step
4
Property Evaluation
Step
5
Secure Your Loan
Why Thousands of
Happy Homeowners Trust Us
- Expert Unbiased Guidance: Our team of professionals is with you every step of the way- providing personalized advice tailored to your needs.
- Fully Transparent Terms: No hidden fees or extra charges—just clear, honest terms that give you complete confidence in your home financing journey.
- Competitive Rates: We offer access to a wide range of loan options & the most competitive rates in the industry.
- Fast & Simple Process: From pre-approval to closing, we make the mortgage process quick and stress-free.
Testimonials
FAQ
How much income do I need to be able to qualify for a mortgage in the UAE?
Salaried Employees: Minimum monthly income of AED 10,000 required.
Self Employed Applicants: Minimum monthly income of AED 25,000 required.
How much down-payment do I need, to purchase a property in the U.A.E.?
UAE Nationals: 15% for first (active) mortgage and 35% for every mortgage thereafter.
UAE Residents (expats): 20% for first (active) mortgage and 40% for every mortgage thereafter.
Non-UAE Residents: 40% of the property value.
Are there any hidden fees that I should know about?
Borrowers have to pay a fees, ranging from AED 2,500 to AED 3,150, to the banks at the time of evaluation of the property. Also, a processing fee ranging from 0 to 1.25% of the loan value (+VAT) may be charged by the banks (depending on bank and type of transaction) at the time of final approval to process the loan.
Some Banks may charge a pre-approval approval fee of up to AED 5,000, which may or may not be adjusted towards other aforementioned fees at the time of loan disbursal, depending on the bank.
It is to be noted that in most cases, the pre-approval is free and the processing fees does not exceed 0.5% (+VAT) of the loan amount.
How long can I get my mortgage for?
Salaried employees can borrow up to the age of 65 years and self-employed individuals can borrow up to 70 years of age, with the constraint that no mortgage loan tenure can exceed 25 years in length.
